A lot of what goes into fitting out your office or business premises can be funded.

Very often, the expenditure on premises fittings have an economic life shorter than the life of the lease or building freehold that you occupy: it can make sense to source finance for the fit out costs separately over a period more appropriate to the lifecycle of this part of your capex.

On top of this, premises refurbishment needs to be flexible and as agile as your employees: change is constant.

From the treasury point of view of liquidity and bank facility usage, it makes sense to consider finance for this outside of normal working capital lines.

From partitioning, office furniture, lighting, HVAC, shelving and racking, through refrigeration, catering and other equipment as well as the devices and systems that you use in your day to day business, we will come up with answers.